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California Insurance Exam Prep
California Insurance Exam Prep
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Chapter 4
General Concepts of Medical and Disability Insurance
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Accident or sickness? Accidental means vs. accidental bodily injury
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Who pays what: deductible, coinsurance, copayment and stop-loss
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Time-based terms and waiver of premium
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Managed care, gatekeepers, group master policies and preexisting conditions
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Renewability: from cancellable to noncancelable
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Limited policies and limited benefit plans
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