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California Insurance Exam Prep
California Insurance Exam Prep
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Chapter 6
Property Policies
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Parts of a policy and common provisions
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Valuation: ACV, replacement cost, market, agreed, stated and valued policies
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The mortgage clause and concurrent coverage
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Cancellation limits and notice periods
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Refunding unearned premium and nonrenewal timing
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The California Standard Form Fire Insurance Policy
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After a disaster: renewal rights and living expenses
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State of emergency: contents without an inventory, and combining limits
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Replacement cost rules in Section 2051.5
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