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California Insurance Exam Prep
California Insurance Exam Prep
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Chapter 16
Businessowners Policy (BOP)
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What a BOP is, and why autos stay out
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BOP property: building, business personal property, property of others
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Six advantages of a BOP
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BOP eligibility: who fits
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Rating the BOP: simpler than a package
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BOP rating variables
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BOP causes of loss, valuation and insurance-to-value
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A shorter excluded list and the seasonal increase
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Business income and extra expense in a BOP
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BOP add-ons I: dishonesty, money and forgery
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BOP add-ons II: glass, signs, breakdown, data, records, limits
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