Names and contact details:
File your true name and every fictitious name with the Commissioner, plus any change or discontinuance. The Commissioner may disapprove a name that is too similar to another licensee's, may mislead the public, or implies the licensee is an insurer (Ins. Code §1724.5).
Report a change of email, residence, principal business or mailing address immediately, through the approved electronic service (§1729). Do not wait for renewal.
Show the license number on business cards, written price quotations and print ads, and in emails about activity that requires a license. Fines: $200 for a first offense, $500 for a second, and $1,000 for later offenses (§1725.5).
Renewal (§1720): if you file the renewal application and fee on or before the expiration date and have met all continuing education requirements, you may keep operating under the existing license for 60 days after expiration, or until you are told the application is deficient, whichever comes first. This does not apply to a suspended or revoked license.
Records (§§10508, 10508.5): an insurer keeps its records at least five years after the policy is actually delivered, or, if no policy was issued, five years after the application date, and must deliver originals or certified copies within 30 days of the Commissioner's written demand. Agents keep their applicable records at their principal place of business for at least five years, open to the Commissioner's inspection.
Denial, suspension and revocation:
§1668 lists grounds to deny an application, such as lacking a good business reputation, not intending to actively sell insurance, or showing incompetency in a prior business.
§1669 lets the Commissioner deny without a hearing for a felony conviction, a misdemeanor under the insurance laws, or a related license denied, suspended or revoked for cause within the past five years. A guilty or no contest (nolo contendere) plea counts as a conviction.
§1738: the same grounds support suspending or revoking a license; only §1669 grounds may skip notice and hearing.
Appointments (§1704): a licensee may act for an insurer only after that insurer files a notice of appointment. When all appointments end, a permanent license is not cancelled; it becomes inactive (§1704(b)). An inactive license does not allow transacting, but it can be renewed, or reactivated before expiration by a new appointment. To give the license up entirely, the licensee surrenders it by written notice to the Commissioner (§1708). The CDI outline describes cancellation of a license held in the licensee's or the employer's possession; the current section simply calls for written notice.
Termination (§§1710-1712.5):
An individual's license ends at death (§1710).
A dissolution or any change in members ends a copartnership as a license holder. The continuing firm may keep operating until the Commissioner acts if, within 30 days, it files an application with the fee, signed by a general partner, and at least one person who exercised the agency powers stays on (§1711).
An organization's license becomes inoperative when its last named natural person is removed (§1712.5).