Three housekeeping rules that show up on the exam with numbers attached: renew on time, print your license number, and identify yourself clearly online.

Renewal (Ins. Code §1720): a renewing licensee may keep operating for up to 60 days after the license expires, or until notified that the renewal application is deficient, whichever comes first. This grace applies only if every requirement is met, including submitting the renewal application and fee on or before the expiration date and completing the required education. Filing three days late loses the protection, even with CE finished.

License number (Ins. Code §1725.5): the license number must appear on business cards, written price quotations and print advertisements, and in emails involving licensed activity. Fines: - first offense: $200 - second offense: $500 - third or later: $1,000 Under subdivision (f), no separate penalty is imposed for each piece of printed material, so mailing 300 ads is still one offense.

Internet advertising (Ins. Code §1726(a)): a licensee who advertises insurance on the internet and transacts insurance in California must show, on the home page or a prominent link, in the same size type: - the name as filed and not disapproved - the state of domicile and principal place of business - the California license number - the word "insurance" The rule applies whether the licensee runs the site or someone runs it on the licensee's behalf. A list of insurers represented is not required.