Endorsements tailor a homeowners policy. Three of the outline's endorsements mainly change how much is available.

Other structures increased limits: adds a limit on top of Coverage B only for the structure the endorsement describes. Example: Coverage B is $40,000 and the endorsement adds $30,000 for a described workshop. A fire at a different, unlisted shed is still limited to $40,000.

Scheduled personal property: listed items are insured against risks of direct physical loss, subject to a short list of exclusions, for the amount shown, and the Section I deductible does not apply. That takes the item out of the Coverage C special limit instead of raising the sublimit. The amount shown still caps the payment.

Inflation guard: raises the Section I limits (Coverages A, B, C and D) by a selected annual percentage, prorated through the policy term rather than added all at once at renewal. Example: $300,000 with 4% a year, three months into the term: one quarter of 4% is 1%, so the limit is $303,000.