Item Two of the BAP declarations shows a number, called a symbol, next to each coverage. The symbol tells which autos are covered autos for that coverage. One policy can use different symbols for liability, physical damage and other coverages.

The symbols the exam tests: - Symbol 1: any auto. - Symbol 2: owned autos only. - Symbol 3: owned private passenger autos only. - Symbol 4: owned autos other than private passenger autos only, such as trucks. - Symbol 7: specifically described autos, the ones listed in the declarations. - Symbol 8: hired autos only. - Symbol 9: non-owned autos only. - Symbol 19: mobile equipment subject to a compulsory or financial responsibility law, or other motor vehicle insurance law, where it is licensed or garaged. Symbols 5 and 6 are for owned autos subject to no-fault and owned autos subject to a compulsory uninsured motorist law.

Symbol 8 covers autos the insured leases, hires, rents or borrows, but leaves out autos obtained from the insured's employees, partners, LLC members or their household members. Those autos fall under Symbol 9 while used in the business. Equipment used only off public roads stays mobile equipment, normally a general liability exposure, so Symbol 19 applies only where a motor vehicle insurance law reaches the equipment.

Newly acquired autos: Symbols 1 through 6 and 19 cover a newly acquired auto automatically for the rest of the policy period. With Symbol 7, a new auto is covered only if the insurer already covers all owned autos for that coverage, or the new auto replaces one that had it, and the insured asks for coverage within 30 days after acquiring it.