C-IV.B · Commercial Casualty Insurance
Retraining voucher, death and burial benefits
Rehabilitation (vocational retraining): for injuries on or after January 1, 2013, Labor Code §4658.7 gives a supplemental job displacement benefit when the injury causes permanent partial disability and the employer does not make a qualifying offer of regular, modified or alternative work. It is a voucher of up to $6,000, usable for retraining, skill enhancement, licensing fees, tools and similar listed expenses. It cannot be settled or commuted, and only $500 is payable without documentation, so it is not free cash.
Death benefit: for injuries on or after January 1, 2006, §4702(a) sets: - $320,000 for three or more total dependents; - $290,000 for two total dependents; - $250,000 for one total dependent with no partial dependents. If there are no dependents at all, $250,000 goes to the estate. The benefit is generally paid in installments rather than a lump sum (§4702(b)).
Burial expenses: §4701(a)(3) sets reasonable burial expenses at up to $10,000 for injuries on or after January 1, 2013. Lower figures in the same section apply only to older injuries. Burial expenses are owed in addition to the death benefit, not taken out of it.
Remember
· Retraining voucher: up to $6,000; only $500 without documentation; cannot be settled.
· Death benefit: $320,000 (3+), $290,000 (2), $250,000 (1 total dependent).
· Burial: up to $10,000, in addition to the death benefit.
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