Property license = direct or consequential loss to property (§1625).

Casualty license = legal liability, even for damage to others' property.

14 classes in the outline list, from fire to aircraft.

Fire class names earthquake; burglary is not in it.

Marine = transit risks by water, land or air; jewelry is marine even when not moving.

Plate glass = glass breakage; sprinkler = water from sprinklers or pipes.

Surety = guarantee behavior or contract performance; forgery is surety too.

Credit = loss from extending credit.

Burglary = burglary or theft; money and records count when theft is the focus.

Liability class excludes WC, common carrier, boiler & machinery, team & vehicle.

Injury from an uninsured third party's tort = liability class (§108(c)).

WC = regardless of fault; boiler & machinery = property loss + liability.

Team & vehicle leaves out ships, boats and railroad rolling stock.

Auto and aircraft classes leave out injury to natural persons.

Plane flying under its own power = aircraft class, not marine.